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	<title>Life Insurance &#8211; The Rogue Agent</title>
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	<description>Life insurance info and advice without all the hype and B.S.</description>
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	<title>Life Insurance &#8211; The Rogue Agent</title>
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		<title>Permanent Life Insurance And Some Pros and Cons</title>
		<link>https://therogueagent.com/permanent-life-insurance-definition-pros-and-cons/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Tue, 02 Jul 2024 17:56:42 +0000</pubDate>
				<category><![CDATA[Infinite Banking Concept]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565836</guid>

					<description><![CDATA[I hate writing this post because it almost feels too basic. I always thought you could easily find similar information elsewhere on the Internet if you really want to. But, I&#8217;ve fielded enough questions about it that I finally decided to write my own thoughts on just the very basic basics about permanent life insurance. [&#8230;]]]></description>
		
		
		
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		<title>Top 5 Best Dividend Paying Whole Life Insurance Companies for Maximum Cash Value Growth</title>
		<link>https://therogueagent.com/best-dividend-paying-whole-life-insurance-companies/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Fri, 09 Feb 2024 18:11:03 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565766</guid>

					<description><![CDATA[There are a little over 700 life insurance companies in the U.S. as of 2025. Of those, about 100 of them are mutual life insurance companies—companies that build and sell dividend-paying whole life insurance. Of those, the best dividend-paying whole life insurance companies can be boiled down to about 5 or maybe 6 of those [&#8230;]]]></description>
		
		
		
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		<item>
		<title>How To Choose A Mutual Life Insurance Company</title>
		<link>https://therogueagent.com/choosing-a-mutual-life-insurance-company/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Tue, 06 Feb 2024 09:26:00 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=64197</guid>

					<description><![CDATA[Much has been written on the Internet about buying a good dividend-paying whole life insurance policy, but not so much has been written about choosing a good mutual life insurance&#160;company. And when someone does write about this topic, the advice is pretty thin and typically amounts to, &#8220;make sure you choose a well-run mutual life [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>The Cost Of Whole Life Insurance Vs. Buy Term And Invest The Difference [With Complete Commission and Fee Breakdown]</title>
		<link>https://therogueagent.com/cost-of-whole-life-insurance-vs-term-insurance/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Sat, 27 Jan 2024 13:43:37 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<category><![CDATA[Term Life Insurance]]></category>
		<category><![CDATA[Universal Life Insurance]]></category>
		<category><![CDATA[Whole Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565658</guid>

					<description><![CDATA[I feel like this one has been a long time in the making. Yes, the &#8220;whole life insurance vs buy term and invest the difference&#8221; debate has been done to death, but&#8230; look over the landscape. What&#8217;s missing? A&#160;complete&#160;breakdown of the&#160;actual costs&#160;of&#160;both strategies over a long period of time. I mean, isn&#8217;t that amazing? Look [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>How To Be Your Own Banker: The Simple Version (No Numbers)</title>
		<link>https://therogueagent.com/infinite-banking-how-to-be-your-own-banker-the-simple-version/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Tue, 12 Dec 2023 20:22:42 +0000</pubDate>
				<category><![CDATA[Infinite Banking Concept]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565622</guid>

					<description><![CDATA[My first piece of advice on this is don&#8217;t make this harder than it needs to be. Using cash value loans against participating whole life insurance self-finance your business and lifestyle is as old as&#8230; well&#8230; the life insurance business itself. Look, this is not hard. And yet, the way it&#8217;s often explained and implemented [&#8230;]]]></description>
		
		
		
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		<title>Some Downsides To The Infinite Banking Concept</title>
		<link>https://therogueagent.com/what-are-the-downsides-to-the-infinite-banking-concept/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Fri, 17 Nov 2023 14:58:32 +0000</pubDate>
				<category><![CDATA[Infinite Banking Concept]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565234</guid>

					<description><![CDATA[Anyone who has ever had to deal with an incompetent loan officer asking for the same paperwork 6 different times within the span of a week probably sees at least the general value in not having to interact with these idiots. Enter the Infinite Banking Concept (IBC). The infinite banking financial strategy is all about [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>How To Do Infinite Banking On A Budget</title>
		<link>https://therogueagent.com/infinite-banking-on-a-budget/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Mon, 30 Oct 2023 18:02:48 +0000</pubDate>
				<category><![CDATA[Infinite Banking Concept]]></category>
		<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=565168</guid>

					<description><![CDATA[Infinite Banking policies are premium hungry. To make this strategy work well, you kinda-sorta have to commit to substantial premiums for many years (think a decade or longer). But what if you don&#8217;t have a lot of extra income at the end of the month? How will you fund your infinite banking policy (assuming this [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>In the rebellion against whole life insurance, count me as part of The Empire</title>
		<link>https://therogueagent.com/rebellion-whole-life-insurance-count-part-empire/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Fri, 29 Jul 2022 01:21:00 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=9038</guid>

					<description><![CDATA[A long time ago, on a website far, far, away, a group of financial planners and rebel insurance agents decided to form a clever-sounding movement called, “The Whole Life Insurance Rebellion” The Rebel Leader of the movement has stated his mission is to “educate” (AKA expose) whole life insurance as an expensive and mostly crappy [&#8230;]]]></description>
		
		
		
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		<item>
		<title>The Mortality Head Fake: The rise in mortality rates shows the true power of life insurance</title>
		<link>https://therogueagent.com/the-rise-in-mortality-rates-shows-the-true-power-of-life-insurance/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Fri, 14 Jan 2022 22:22:40 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=63967</guid>

					<description><![CDATA[For the past several years, this blog has basically been a rerun (highlights) of whatever is going on in my email list.&#160; I didn&#8217;t have time to do an extra blog post on top of my normal daily emails, but shit has gotten ridiculous lately. The Narrative™ has come to the life insurance industry, and [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>My heretical thoughts on indexed universal life insurance</title>
		<link>https://therogueagent.com/my-heretical-thoughts-on-indexed-universal-life-insurance/</link>
		
		<dc:creator><![CDATA[David Lewis]]></dc:creator>
		<pubDate>Thu, 30 Mar 2017 12:56:36 +0000</pubDate>
				<category><![CDATA[Life Insurance]]></category>
		<guid isPermaLink="false">https://www.monegenix.com/?p=6711</guid>

					<description><![CDATA[A while back, a self-proclaimed financial expert (who is also a lawyer in real life) emailed me (after I downloaded a whitepaper of his) to tell me my simple approach to financial planning was very lazy and not client focused. He also told me the consumer is basically stoopid and needs to be told what [&#8230;]]]></description>
		
		
		
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